HBC Credit Card Review

HBC Credit Card Review

If you are looking to earn reward points from Hudson’s Bay, the HBC credit card offered by the Hudson’s Bay Financial Group is the best way to go. The credit card is associated with the loyalty rewards program of the company that operates retail stores all over Canada. Known for its fur trading business, Hudson’s …

Fido MasterCard Review — 2020 Edition

Fido MasterCard Review — 2020 Edition

Fido Solutions is one of the biggest cellular service providers in Canada, with its headquarters in Montreal. It is owned by Rogers Communications and has one of the biggest customer bases in the country that are also extremely loyal to the service provider. It keeps launching features and services that make it a preferred cellular …

Equifax vs Transunion

Equifax vs Transunion

You are probably aware of the importance of credit scores if you have ever applied for a loan or a line of credit for a business or a home. But have you ever given any thought to credit reports? These are the reports that tell lenders like banks whether you are reliable or not and …

Credit Union vs Bank

Credit Union vs Bank

Over the past few years, the banking sector has undergone a major overhaul, with advanced technologies taking over most processes and customers demanding a shift from the conventional systems. It’s no surprise that the traditional methods of banking have always been hugely inconvenient and not very customer centric, with banks running a sort of monopoly …

Credit Card Churn Canada

Credit Card Churn Canada

Do you own a credit card? Chances are that you play by the rules and pay them off in full when the time comes. You do that because it is the “right thing” to do, correct? But you will be surprised to learn that there are several so-called “responsible” people who indulge in the practice …

Best Travel Credit Card Canada

Best Travel Credit Card Canada

While traveling can seem pretty glamorous from the outset, the deeper you get into the web of booking flights and hotels or figuring out rentals, the more severe your headache can be. Whether it is the conversion charges or foreign transaction fee that many credit cards levy, traveling can end up causing a huge hole …

Best TFSA Canada

Best TFSA Canada

One of the most resourceful tax-free recourses ever implemented, the tax-free savings account (TFSA) has been encouraging Canadians to save and manage their investment income for almost a decade now. Now, it is important to understand the best way these investment tools can help you shelter your savings and investments from taxes. In this article, …

Best Student Credit Cards Canada

Best Student Credit Cards Canada

Now that you have graduated from high school, as a young adult, it is the perfect time for you to start taking your finances seriously, practice responsible spending and begin building your credit. By avoiding debt, building a great credit profile and saving money, you can ensure an excellent financial future. Understanding Student Credit Cards …

Best RESP Canada

Best RESP Canada

RESP or Registered Education Savings Plan is an initiative of the Canadian government which offers incentives to parents to encourage them to invest in the post-secondary education of their child. The CESG (Canadian Education Savings Grant) ensures that all contributions to RESP are tax-free and you also get a 20% return on your investment immediately. …

Best Online Broker Canada

Best Online Broker Canada

Stock markets are a great place to invest a portion of your capital if you want to see a quick turnover. Now, there is a general image of the stock market that is being created: “It is too risky.” “It is too complicated.” “You need to have specialized knowledge of finance and economics to step …